I’ve had a really hard time putting these thoughts on paper this time around, and I finally think I know why. This budget stuff has now become routine for us and well, it sure is boring to talk about your routine.
And, that’s why amazing vacation photos, decorated homes, and new cars fill our social media accounts every single day. We want to seem like we live the life unordinary. But, are we seeing the full picture behind these Snap chat filtered images? Do we see that Nancy’s account is in overdraft every week? Does John tell you that he paid for that vacation by using his almost maxed out line of credit?
No. Because we live our fantasy lives out by piling on the debt and then we pretend it isn’t there. Just like we pretend that we don’t poop. We all do it, it’s just not talked about very much.
The word debt is treated like one of those other nasty four letter words. Shut, Fork or the worst one of all, diet.
It shouldn’t be.
We need to talk about our money goals and be open with our friends and family. It’s easy to get in over your head when you’re trying to fit in with a crowd or when you try to portray a lifestyle that isn’t yours. Your budget spread sheet isn’t going to generate too many likes on your Facebook account, but, it’s open and honest and you may be surprised at how many people reach out with like-minded thinking but were too afraid to come forward.
I’m so happy we found Meghan. She works so hard to destigmatize money matters and debt. She’s open, honest and a wonderful tool to help you reach your money goals.
With Meghan’s help, we are on track to become completely consumer debt free by early next year. Car loans will quickly follow and the mortgage way faster than we ever dreamed. Our children are set up with an education savings plan, we have an emergency fund in place and we are saving for our retirements. I may not be buying the latest Coach purse or the kids don’t have every single new toy that comes out, but, that’s ok. Our ordinary life is ok.